The conditional score for inverse problems needs the denoiser mean and covariance of
\(p(x_0 \mid x_t)\). Prior work either adds heavy test-time compute, modifies training/architecture,
or uses crude (often diagonal) covariances. Free Hunch (FH) integrates two free sources:
(i) data covariance (DCT-diagonal for images) and (ii) curvature observed along the generative trajectory
via a BFGS-style online update. A simple time-transfer rule moves covariance between noise levels.
On ImageNet inverse problems (deblurring, inpainting, super-resolution), FH improves quality—especially
LPIPS—at small step counts, while staying training-free and architecture-agnostic.